Options are always good, but even with them I'd play with voice off. I can speak for myself, and even though the NPCs won't respond, it still allows me to say what I want. I'm really not keen on having a character that reads lines from a script, as it only reminds me the character isn't me. We as players are in control of what our character does (forced captures aside) so I think it's silly to give them a voice, which almost certainly doesn't match your own, and have them say things that are out of character for yourself.
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